The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.

TERMS OF USE

Prosper Insights & Analytics offers this Web site, including all information, software, products and services available from this Web site or offered as part of or in conjunction with this Web site (the “Web site”), to you, the user, conditioned upon your acceptance of all of the terms, conditions, policies and notices stated here. Prosper reserves the right to make changes to these Terms and Conditions immediately by posting the changed Terms and Conditions in this location.

Your continued use of the Web site constitutes your agreement to all such terms, conditions and notices, and any changes to the Terms and Conditions made by Prosper.

The term ‘Prosper’ or ‘prosperinsights.com’ or ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

Use the website at your own risk. This website is provided to you “as is,” without warranty of any kind either expressed or implied. Neither Prosper nor its employees, agents, third-party information providers, contractors, merchants, licensors or the like warrant that the Web site or its operation will be accurate, reliable, uninterrupted or error-free. No agent or representative has the authority to create any warranty regarding the Web site on behalf of Prosper. Prosper reserves the right to change or discontinue at any time any aspect or feature of the Web site.

Exclusion of Liability

The content of the pages of this website is for your general information and use only. It is subject to change without notice.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Indemnification

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website. Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offense.
From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

Copyright

Except for material in the public domain under United States copyright law, all material contained on the Web site (including all software, HTML code, Java applets, Active X controls and other code) is protected by United States and foreign copyright laws. Except as otherwise expressly provided in these terms and conditions, you may not copy, distribute, transmit, display, perform, reproduce, publish, license, modify, rewrite, create derivative works from, transfer, or sell any material contained on the Web site without the prior consent of the copyright owner.
None of the material contained on Prosper may be reverse-engineered, disassembled, decompiled, transcribed, stored in a retrieval system, translated into any language or computer language, retransmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without the prior written consent of Prosper. Violation of this provision may result in severe civil and criminal penalties.

Legal Notice

User will be provided access to a Prosper Special Report and/or a Prosper InsightCenter, which is a curated collection of analytics, consumer survey data, and corresponding analysis software (collectively “the Knowledgebase”).

The Knowledgebase is the exclusive property of Prosper Business Development (“Prosper”) and is used subject to the terms and conditions of this License Agreement. All copyrights and other proprietary rights, including the right to reproduce and display the Knowledgebase, shall remain the property of Prosper or its affiliated entities.

Any publication or presentation of the Knowledgebase, in whole or in part, shall bear the following copyright and credit line: Source: (database name), (date), © (year), Prosper, All Rights Reserved.

The Knowledgebase is the exclusive property of Prosper or its affiliated entities, including, without limitation, the consumer respondent data, any statistics based on the use of the consumer respondent data, the individual sections of the software, the structure of individual programs, the programming techniques employed, algorithms, mathematical methods, methods of processing, specific design, data software methods, processes, reports and all intellectual property rights (including, without limitation, all patent, copyright, trademark, trade secret rights and other proprietary rights) in and to the software and databases.

The Knowledgebase shall remain the sole and exclusive property of Prosper or its affiliated entities and shall not be sold, transferred, revealed, decompiled, reverse engineered, disassembled or otherwise communicated, directly or indirectly, to another party, person, company or institution whatsoever other than for the purposes provided in the License Agreement.

Warning: The unauthorized reproduction or distribution of this copyrighted work is illegal. Criminal copyright infringement, including infringement without monetary gain, is investigated by the FBI and is punishable by up to 5 years in federal prison and a fine of $250,000.

Disclaimer: Prosper or its affiliated entities makes no warranties, either expressed or implied, concerning: data gathered or obtained from any source; the present or future methodology employed in producing Prosper statistics; or the Prosper data and estimates represent only the opinion of Prosper or its affiliated entities and reliance thereon and use thereof shall be at the user’s own risk. Licensee shall pay any sales or use tax.